Beta Built by banking professionals · For banking professionals

Vendor intelligence
for banking strategy teams.
Made faster.

From stack risk to Decision Brief, every insight comes with a ready-to-click action built in. Get your team and every approver to a decision in days, not weeks.

Built for AI Strategy · Innovation · Digital Transformation · CDO / CIO teams
🔒app.bankitect.com/vendor-match
BANKITECT
SBB
Santa Barbara
Your Bank
Stack Intelligence
Opportunities
Portfolio Insights
Vendor Intel
Vendor Match
Vendor Explorer
Shortlist Review
Decision Brief4
JD
Jamie Dawson
Vendor Match / KYC / AML Automation
✦ AI ⚡ Find Vendors
KYC / AML Workflow Automation Risk & Compliance 4 results · 47 sec
Vendor Fit Signal Score
ALY
Alloy
Identity decisioning · AML
88Strong
SAR
Sardine
Fraud & AML compliance
74Partial
SOC
Socure
Digital identity verification
61Partial
+1 more result Show all →
Shortlist · 2 vendors View Shortlist →
✦ AI Score Breakdown · Alloy 88 Strong fit
Capability Fit
94
BSA/AML subcategory match confirmed. Primary tag verified.
Integration Fit
72
Salesforce and Jack Henry native. nCino unverified.
Deployment Fit
100
SaaS deployment confirmed. Matches declared preference.
Regulatory Fit
96
SOC 2 Type II confirmed. Meets High sensitivity requirement.
Segment Fit
88
Banking-only vendor. Commercial segment confirmed.
The platform

Built for the way banking strategy teams actually work.

Seven modules. One workflow. From your existing stack all the way to the brief your leadership team can act on. At every stage, rich insights surface with ready-to-click actions built in.

Stack
Intelligence
Opportunity
Tracker
Portfolio
Insights
Vendor
Match
Vendor
Explorer
Shortlist
Review
Decision
Brief
Stack Intelligence
Know what's at risk
Opportunity Tracker
Document what needs solving
Vendor Match
AI matching, fully explained
Shortlist Review
Compare side-by-side
Decision Brief
Approval in one document
Also includes Portfolio Insights and Vendor Explorer. All 7 modules included on every plan
Stack Intelligence

Your existing vendor portfolio has risks you can't see.

Stack Intelligence is the proactive layer of Bankitect. Before evaluating new vendors, understand what's already at risk in your deployed stack: concentration exposure, viability concerns, regulatory flags, and innovation gaps. Every risk Bankitect surfaces comes with an embedded, ready-to-click action: launch Vendor Match, log an opportunity, or flag a contract renewal without leaving the screen.

  • Stack Health Score: composite 0–100 score across 5 weighted dimensions, with 12-month trend sparkline
  • Three tailored views: CDO (executive risk), IT (technical dependencies), VRM (regulatory audit). Switch freely
  • FedRAMP & regulatory enforcement: OCC and FDIC enforcement history surfaced per vendor, no manual lookup required
  • ⚡ One-click to Vendor Match: every insight creates a logged opportunity and launches matching automatically
  • Concentration Risk detection: flags when a vendor family (FIS, Fiserv, Jack Henry) controls too large a share of your stack
  • Contract Renewal Calendar: 90- and 30-day renewal alerts across your entire declared stack
Stack Intelligence: CDO View Stack Health: 72
42 vendors declared · 38 Active 4 Under Review + Add Vendor
72 Health
Stack Health Score
Regulatory Standing
88
Vendor Viability
71
Concentration Risk
55
Innovation Currency
68
Contract Risk
82
Insights (click any row to expand)
Fiserv controls 38% of declared stack. OCC concentration threshold exceeded ⚡ Find Alternatives
Jack Henry AML rated "Legacy". 2 peer banks evaluated alternatives this quarter ⚡ Evaluate Alternatives
nCino contract renewal in 63 days. No replacement evaluation in progress View Calendar
Opportunity Tracker

Your institution's complete technology opportunity inventory.

Every strategic technology challenge your bank has identified, organized, prioritized, and kept alive. The Opportunity Tracker is the organizing hub of the entire platform. Every match, every shortlist, every brief traces back to an opportunity logged here.

  • 19-field opportunity schema: Current State, Desired Future State, impact level, business line, regulatory sensitivity, and more
  • Living status lifecycle: ○ Scoping · ◑ Vendor Discussions · ◕ Assessment · ● Solved · ⊘ Parked. Advance directly from the row without leaving the dashboard
  • ◈ Find Clusters: AI surfaces groupings of related opportunities across business lines, revealing when multiple divisions are solving the same problem
  • ⚡ One-click to Vendor Match: launch AI matching directly from any opportunity row, no intermediate screens
  • Real-time text search: find any opportunity across your full inventory instantly
Opportunity Tracker 31 opportunities
Scoping 12
In Discussion 8
Assessment 6
Solved 5
+ Log Opportunity
Critical High Risk & Compliance
⌕ Search opportunities…
KYC / AML Workflow Automation
Risk & Compliance · Regulatory Technology
Commercial
4 matched · 2 shortlisted ◑ Vendor Discussions
Real-Time Fraud Detection: ACH & Wires
Risk & Compliance · Fraud Prevention
Treasury
5 matched · 0 shortlisted ○ Scoping
Digital Onboarding: Document Collection
Customer Experience · Onboarding Automation
Retail
3 matched · 1 shortlisted ◑ Vendor Discussions
◈ Find Clusters AI detected 2 cross-LOB clusters in your current inventory View →
Vendor Match

AI matching with a score you can explain to your board.

Vendor Match runs AI-powered matching across up to 10 selected opportunities simultaneously. Every result surfaces a Bankitect Fit Signal: a 5-dimension score with plain-language diagnostic reasoning per dimension. No black box. Every score is fully explainable, and every result carries a shortlist action built directly into the row.

  • Bankitect Fit Signal: 5-dimension transparent scoring: Capability, Integration, Deployment, Regulatory, and Segment Fit
  • Diagnostic reasoning: each dimension note references your specific opportunity data, not generic observations
  • Up to 10 opportunities: multi-opportunity matching with cross-opportunity vendor deduplication section at the top of results
  • Stack conflict detection: flags vendors already in your deployed stack, so you never recommend something you already own
  • Persistent Shortlist Tray: navy bottom bar shows your shortlist count and "View Shortlist →" as you browse results
Vendor Match Results: KYC / AML Automation ✦ AI
Bankitect Fit Signal ⓘ 4 vendors · 90 sec · Shortlist 0
ALY
Alloy
Identity decisioning platform for banks and fintechs
88 Strong fit
+ Add
Score Breakdown
Capability Fit
94
Capability Fit is strong because vendor addresses Onboarding & AML directly, as your primary subcategory and BSA/AML secondary tag are both confirmed.
Integration Fit
72
Integration Fit is partial. Salesforce and Jack Henry are confirmed native, but nCino, which you listed as a dependency, is unverified.
Regulatory Fit
96
Regulatory Fit is strong because SOC 2 Type II is confirmed, meeting your High regulatory sensitivity requirement.
SAR
Sardine
Fraud & AML compliance platform
74Partial fit
+ Add
Shortlist · 0 vendors View Shortlist →
Shortlist Review

Side-by-side evaluation with AI trade-off analysis.

Shortlist Review is your evaluation workspace. Shortlisted vendors are compared side-by-side with 5-dimension score bars, a qualitative commentary footer per vendor, and an AI-generated trade-off panel that auto-generates when you open the comparison. The gateway to Decision Brief.

  • Evaluation status tracking: Considering → In Discussion → POC Requested → Eliminated → Selected, per vendor pairing
  • Comparison matrix: recommended vendor with accent-blue column header, auto-selected competitors, semantic red/amber/green scoring only
  • AI trade-off analysis: auto-generated when the comparison opens: why the top vendor wins, where competitors are stronger, key risks, bottom-line recommendation
  • Generate Decision Brief →: sticky navy footer appears when a vendor is selected; one click to M6
Comparison: KYC / AML Workflow Automation 3 shortlisted
Dimension
Alloy
✦ Highest score
88
Sardine
Competitor
74
Socure
Competitor
68
Capability
94
72
68
Integration
72
88
64
Regulatory
96
80
62
Assessment Capability Fit: Direct AML subcategory match. SOC 2 confirmed. Integration Fit: Stronger Jack Henry native integration. Regulatory: SOC 2 unconfirmed for your sensitivity level.
✦ AI Trade-off Analysis Just generated
Why Alloy wins: Highest Capability Fit and Regulatory Fit against your specific AML subcategory requirements. SOC 2 Type II confirms it meets your High sensitivity flag without exception.
Where Sardine is stronger: Native Jack Henry integration gives Sardine an edge on Integration Fit, relevant if nCino dependency is resolved in your favor.
Recommendation: Proceed with Alloy as primary. Request nCino roadmap confirmation before contracting.
Alloy · 88/100
Generate Decision Brief →
Decision Brief

From shortlist to steering committee in under a minute. Approvals in days, not weeks.

Decision Brief generates a 6-section AI-drafted executive briefing document from the work already done in M1–M5. It's structured to answer every stakeholder simultaneously. The steering committee sees the business case, Risk and Compliance see the regulatory credentials, Cybersecurity sees the security posture. Everyone gets what they need in one document, in parallel.

  • 6 structured sections: Business Opportunity · Market Assessment · Recommended Vendor · Competitive Comparison · What Gets Solved · Security & Compliance Credentials
  • Built for Risk, Compliance & Cybersecurity approvers: Section 6 surfaces SOC 2 status, FedRAMP authorization, OCC/FDIC enforcement history, and regulatory sensitivity so reviewers can respond faster
  • Faster internal approvals: all stakeholders review in parallel from the same structured document instead of fielding separate vendor data requests
  • Progressive section reveal: each section renders as its AI call completes, so you see the brief build in real time
  • Inline editing & version history: every section editable; revert to AI version with one click; all versions preserved
  • ↗ Export as PDF: clean, formatted brief ready to present without any design work
Decision Brief: KYC / AML Workflow Automation Final
Recommended Vendor
Alloy
Identity decisioning platform
88
Strong fit
Section 1 The Business Opportunity ✦ AI
Santa Barbara Bank's commercial banking division requires an automated identity verification and AML screening solution to replace a manual onboarding process that averages 4.2 days per account and generates 340+ compliance exceptions per quarter. The current state creates regulatory exposure and erodes competitive positioning against digital-first institutions with same-day onboarding.
Section 3 The Recommended Vendor Edited
Alloy received an 88/100 Bankitect Fit Signal, the highest score in this evaluation. Capability Fit scored 94 with direct subcategory alignment to your AML and onboarding requirements. Regulatory Fit scored 96, confirmed by SOC 2 Type II certification meeting your High sensitivity threshold. Integration Fit at 72 reflects unverified nCino connectivity. We recommend confirming before contract execution.
AI-Generated Draft · Review Before Sharing ↗ Export Brief
Who it's built for

Three teams. One platform connecting them all.

Strategy & Innovation
AI Strategy Manager & Innovation Lead
"We're rebuilding the same briefing deck every quarter. We track vendor pitches in our inbox. When people leave, the institutional knowledge leaves with them."
Full platform, daily: every module surfaces rich insights with embedded next steps. Opportunity tracking, AI matching, and Decision Briefs, always with a clear action attached
Executive
CDO, CIO & VP Technology Strategy
"The board asked me to present our AI vendor governance framework. I have no structured way to show what we've evaluated, how we scored it, or what our stack risk exposure looks like."
Stack Health Score, Portfolio Insights, and Decision Briefs: the governance layer your board expects
Risk, Compliance & Cybersecurity
Risk Officers, InfoSec & Compliance Leaders
"Every time the strategy team recommends a vendor, we have to go back and request the security credentials, OCC enforcement history, and FedRAMP status separately. It adds weeks."
Section 6 of every Decision Brief answers every compliance question, structured, every time, with no chasing required
Why it exists
5–10h
Weekly hours per strategy manager lost to manual vendor research and briefing prep
<60sec
From a logged opportunity to a full AI vendor match, vs. hours of manual research
Days
not weeks
Time to approval with Decision Brief. All stakeholders answered in one structured document
The founding story

Built by bankers who lived the problem firsthand.

Bankitect was created by banking professionals who spent years in strategy, innovation, and technology roles at U.S. banks and credit unions. They lived this problem: tracking vendor pitches in shared inboxes, rebuilding briefing decks every quarter, and chasing security credentials at every approval gate. When the right platform didn't exist, they built it. Now it's available to every institution facing the same challenge.

"We didn't build this from the outside looking in. We built it as practitioners, for practitioners."
What early access includes
Full platform from day one: all 7 modules, 300–500 banking vendor profiles, AI matching and briefs
Direct founder access: not a support ticket queue. A conversation with the person who built it.
Influence the roadmap: your real workflow shapes what gets built next
Beta pricing: $500/month for up to 10 seats, pre-commercial rate for early partners
Decision Brief

One document.
Every approver answered.

The Decision Brief isn't just for the steering committee. It's structured so Risk, Compliance, Cybersecurity, and Legal each receive the exact information their review requires, simultaneously, in a single AI-generated document.

Before Bankitect: weeks of sequential data requests at every approval gate. After: all approvers review in parallel. Days, not weeks.

Technology Steering Committee
Business Opportunity · Market Assessment · Recommended Vendor · Competitive Comparison · What Gets Solved
Risk & Compliance
Security & Compliance Credentials: SOC 2 type, FedRAMP authorization, OCC/FDIC enforcement history, regulatory sensitivity alignment
Cybersecurity & InfoSec
Vendor security posture, SOC 2 certification type, FedRAMP authorization level, data handling practices
Legal & Procurement
Vendor profile, market standing, competitive context, structured input for contract and due diligence
Currently in beta

Ready to see it
in your workflow?

Leave your institutional email and we'll be in touch. Direct from the founder. No sales cadence, no SDR sequence.

Available to U.S. banks and credit unions only · Not available to vendors or consultants
FAQ

Common questions.

A 5-dimension composite score (0–100) across Capability, Integration, Deployment, Regulatory, and Segment Fit. Every dimension includes a plain-language diagnostic note referencing your specific opportunity data. No score appears without a full path to its breakdown.

Stack Intelligence monitors your deployed vendor portfolio, surfacing concentration risk, viability signals, regulatory enforcement flags, FedRAMP status, and contract renewal proximity in a composite Stack Health Score. Three audience views (CDO, IT, VRM) tailor the same data for each reviewer. Every insight has a ⚡ CTA that creates an M1 opportunity and launches Vendor Match automatically.

Section 6 of every Brief (Security & Compliance Credentials) surfaces SOC 2 status, FedRAMP authorization, and OCC/FDIC enforcement history so Risk, Compliance, and Cybersecurity can review in parallel. One document replaces weeks of separate vendor data requests.

Every institution operates in a fully isolated tenant with row-level security at the database layer. Your opportunity inventory, match history, and stack data are never visible to other institutions or to any vendor in the catalog. AI processing policies prohibit training on API inputs without explicit consent.

Multi-tenant isolation: row-level security at the database layer
AI data use: no training on your strategy data
Vendor data never shared with vendors in the catalog
DPA available on request for enterprise partners